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BANKING & FINANCE RBI

RBI Central Board Reviews Balance Sheet Expansion and Financial Metrics at 623rd Meeting

The Central Board of Directors of the Reserve Bank of India (RBI) conducted its 623rd meeting in Mumbai under the leadership of Governor Sanjay Malhotra.
The regulator reported a massive 26.42% year-on-year surge in gross income for the Financial Year 2025-26, while overall operational expenditures rose by 27.60%.
Net income prior to risk provisions and statutory fund allocations reached ‑3.95 lakh crore in FY 2025-26, up from ‑3.13 lakh crore in the preceding financial year.
The central bank's balance sheet experienced an expansion of 20.61%, reaching a total valuation of ‑91.97 lakh crore as of March 31, 2026.
Exam Perspective: This reflects the overall health of India's banking regulator, which forms a core area for examinations dealing with reserves, capital buffers, and central bank balance sheets.

Key Facts / Static GK

The Reserve Bank of India was established on April 1, 1935, under the Reserve Bank of India Act, 1934.
The headquarters of RBI was permanently moved from Kolkata to Mumbai in 1937.

Practice Quiz — 25 May 2026

Q1. Which banking institution registered the highest target achievement of 288% under the Atal Pension Yojana (APY) mobilization campaign during the financial year 2025-26?

Q2. Under which statutory legislation did the Reserve Bank of India grant the final Prepaid Payment Instrument (PPI) issuer authorization to ZikZuk Technologies?

Q3. Which mathematical model is utilized to structure the benchmark of India's first exchange-traded weather derivatives contract 'RAINMUMBAI'?

Q4. Who has been appointed to chair the newly formed PFRDA committee tasked with exploring new asset classes to maximize returns under the National Pension System (NPS)?

Q5. Which of the following represents the largest infrastructure development approved under India's recent ₹2,600 crore allocation for the Chenab river basin?

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