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THE PREPZEN STUDY LIBRARY · 2026

Government schemes, explained.

Explore every central and state entry in the Government Schemes 2026 guide. Open an article for launch details, key numbers, benefits, scheme history and revision notes available in the PDF.

85 central entries36 state entriesRead the source PDF ↗

Based on the supplied PrepZen PDF. Some entries group multiple schemes. Dated claims are reproduced as document notes, rather than independently verified current guidance.

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121 of 121 entries

Banking & financial inclusion

PMJDY

Pradhan Mantri Jan Dhan Yojana

28 Aug 2014 (announced 15 Aug 2014) · “Mera Khata – Bhagya Vidhata”

Read scheme details →JAN SURAKSHA

PMJJBY · PMSBY · Atal Pension Yojana

Life cover ₹2 lakh · ₹436/yr · age 18–50 · Accident cover ₹2 lakh (₹1 lakh partial) · ₹20/yr · age 18–70 · Pension ₹1,000–5,000/month at 60 · join at 18–40 · PFRDA

Read scheme details →MUDRA

Pradhan Mantri MUDRA Yojana

8 Apr 2015 · non-farm micro units · Shishu up to ₹50,000 · Kishore ₹50,000–5 lakh · Tarun ₹5–10 lakh · Tarun Plus ₹10–20 lakh (Oct 2024)

Read scheme details →STAND-UP INDIA

Stand-Up India

5 Apr 2016 · ₹10 lakh – ₹1 crore for a greenfield unit

Read scheme details →PM SVANidhi

PM Street Vendor’s AtmaNirbhar Nidhi

1 Jun 2020 · ₹15,000 → ₹25,000 → ₹50,000 (were ₹10,000 / ₹20,000 / ₹50,000)

Read scheme details →PM VISHWAKARMA

PM Vishwakarma

17 Sep 2023 (Vishwakarma Jayanti) · 18 trades · loans ₹1 lakh + ₹2 lakh at 5% · toolkit ₹15,000 · ₹500/day training stipend

Read scheme details →SUKANYA SAMRIDDHI

Sukanya Samriddhi Yojana

22 Jan 2015, Panipat (with Beti Bachao Beti Padhao) · Girl below 10 · ₹250 – ₹1.5 lakh a year · deposits for 15 years · matures at 21 years

Read scheme details →NPS VATSALYA

NPS Vatsalya

18 Sep 2024 · Pension account for minors · minimum ₹1,000 a year · becomes a normal NPS account at 18

Read scheme details →UPS

Unified Pension Scheme

1 Apr 2025 · option for NPS employees · 50% of average basic pay of the last 12 months after 25 years · minimum ₹10,000 after 10 years

Read scheme details →CGTMSE

Credit Guarantee Fund Trust for Micro & Small Enterprises

2000 · Collateral-free loans to micro & small units up to ₹10 crore (raised from ₹5 crore, 2025)

Read scheme details →

Social security & jobs

VB-G RAM G

Viksit Bharat – Guarantee for Rozgar and Ajeevika Mission (Gramin)

VB-G RAM G Act, 2025 · in force from 1 Jul 2026 · 125 days of wage work a year per rural household · national floor wage ₹300/day

Read scheme details →PM-VBRY

Pradhan Mantri Viksit Bharat Rozgar Yojana

1 Aug 2025 – 31 Jul 2027 · outlay ₹99,446 crore · Incentives to first-time employees and to employers who add jobs

Read scheme details →PM-SYM

PM Shram Yogi Maan-dhan

5 Mar 2019, Vastral (Gujarat) · Unorganised workers 18–40, income up to ₹15,000/month · ₹3,000 pension at 60 · 50:50 with Centre

Read scheme details →PM-KMY

PM Kisan Maan-dhan Yojana

12 Sep 2019, Ranchi · Small & marginal farmers 18–40 · ₹3,000 pension at 60 · managed by LIC

Read scheme details →e-SHRAM

e-Shram portal

26 Aug 2021 · National database of unorganised workers · a UAN card · accident cover via PMSBY

Read scheme details →PM-SSY

PM Samajik Sahayata Yojana

Oct 2026 · ₹53,428 crore for 2026-31 · Disability pension now from 40% disability (was 80%)

Read scheme details →

Agriculture & farmers

PM-KISAN

PM Kisan Samman Nidhi

24 Feb 2019, Gorakhpur · ₹6,000 a year in 3 instalments of ₹2,000 by DBT · 100% Centre-funded

Read scheme details →PMFBY

Pradhan Mantri Fasal Bima Yojana

18 Feb 2016, Sehore (MP) · Kharif 2% · Rabi 1.5% · commercial/horticulture 5%

Read scheme details →PMKSY

PM Krishi Sinchayee Yojana

1 Jul 2015 · “Har Khet Ko Pani” · “More crop per drop”

Read scheme details →PMDDKY

PM Dhan-Dhaanya Krishi Yojana

11 Oct 2025 (approved 16 Jul 2025) · 100 low-productivity districts · ₹24,000 crore a year for 6 years · ~1.7 crore farmers

Read scheme details →PULSES MISSION

Mission for Aatmanirbharta in Pulses

11 Oct 2025 · 2025-26 to 2030-31 · 350 lakh tonnes by 2030-31 · tur, urad, masoor · outlay ₹11,440 crore

Read scheme details →KCC

Kisan Credit Card

1998 · Interest-subvention limit raised from ₹3 lakh to ₹5 lakh (Budget 2025) · also for fisheries & animal husbandry

Read scheme details →SOIL HEALTH CARD

Soil Health Card

19 Feb 2015, Suratgarh (Rajasthan) · Soil test results and fertiliser advice for each farm

Read scheme details →e-NAM

National Agriculture Market (e-NAM)

14 Apr 2016 · Online trading platform linking APMC mandis · run by SFAC

Read scheme details →AIF

Agriculture Infrastructure Fund

Jul 2020 · ₹1 lakh crore financing · 3% interest subvention · credit guarantee

Read scheme details →PM-AASHA

PM Annadata Aay SanraksHan Abhiyan

Sep 2018 · PSS (procurement) · PDPS (price difference) · PPSS (private procurement pilot)

Read scheme details →PMMSY

PM Matsya Sampada Yojana

10 Sep 2020 · ₹20,050 crore · “Blue Revolution” in fisheries

Read scheme details →NATURAL FARMING

National Mission on Natural Farming

Nov 2024 · ₹2,481 crore · Chemical-free natural farming in clusters

Read scheme details →COTTON MISSION

Mission for Cotton Productivity

May 2026 · ₹5,659 crore, 2026-27 to 2030-31 · Higher cotton yield, better seed and extra-long staple cotton

Read scheme details →

Rural development, housing & water

PMAY-G

PM Awas Yojana – Gramin

20 Nov 2016, Agra · ₹1.20 lakh (plains) / ₹1.30 lakh (hilly) per pucca house

Read scheme details →PMAY-U 2.0

PM Awas Yojana – Urban

25 Jun 2015 · PMAY-U 2.0 approved Aug 2024 · 1 crore urban houses · ₹2.30 lakh crore central help

Read scheme details →JAL JEEVAN

Jal Jeevan Mission (Har Ghar Jal)

15 Aug 2019 · Extended to Dec 2028 · outlay ₹8.69 lakh crore (Centre ₹3.59 lakh crore) · 19.36 crore rural homes

Read scheme details →SWACHH BHARAT

Swachh Bharat Mission

2 Oct 2014 · SBM-G Phase II (ODF Plus) · SBM-U 2.0 (garbage-free cities)

Read scheme details →GOBARdhan

GOBARdhan

2018 under Swachh Bharat (Gramin) · ₹23,731 crore for 10 years · compressed biogas and organic manure

Read scheme details →DAY-NRLM

Deendayal Antyodaya Yojana – National Rural Livelihoods Mission

Jun 2011 as Aajeevika · Women’s self-help groups · 3 crore Lakhpati Didis

Read scheme details →PMGSY

PM Gram Sadak Yojana

25 Dec 2000 · PMGSY-IV (2024): all-weather roads to the remaining habitations

Read scheme details →SVAMITVA

SVAMITVA

24 Apr 2020 (National Panchayati Raj Day) · Drone survey of village homes → property cards

Read scheme details →PM-VGSY

PM Viksit Gram Swaraj Yojana

29 Oct 2026 · ₹7,395.55 crore, 2026-27 to 2030-31 · AI platform PANCHAM in 17 languages for panchayats

Read scheme details →

Health

AB PM-JAY

Ayushman Bharat – PM Jan Arogya Yojana

23 Sep 2018, Ranchi · ₹5 lakh per family a year, cashless

Read scheme details →AYUSHMAN AROGYA MANDIR

Ayushman Arogya Mandir

2018 as Health & Wellness Centres · Primary-care centres with free medicines and tests

Read scheme details →ABDM

Ayushman Bharat Digital Mission

27 Sep 2021 · A 14-digit ABHA health ID and digital health records

Read scheme details →PMBJP

PM Bhartiya Janaushadhi Pariyojana

2008 as Jan Aushadhi · Low-price generic medicines at Jan Aushadhi Kendras

Read scheme details →INDRADHANUSH

Mission Indradhanush

25 Dec 2014 · Full immunisation of children and pregnant women · digital register U-WIN

Read scheme details →SICKLE CELL

National Sickle Cell Anaemia Elimination Mission

1 Jul 2023, Shahdol (MP) · Eliminate sickle cell disease by 2047

Read scheme details →

Women & children

BBBP

Beti Bachao Beti Padhao

22 Jan 2015, Panipat (Haryana) · Better child sex ratio and girls’ education

Read scheme details →PMMVY

PM Matru Vandana Yojana

1 Jan 2017 · ₹5,000 for the first child · ₹6,000 if the second child is a girl (2022)

Read scheme details →MISSION SHAKTI

Mission Shakti

2022 · Sambal (safety: One Stop Centres, 181 helpline, BBBP) · Samarthya (empowerment: PMMVY, crèches)

Read scheme details →POSHAN 2.0

Saksham Anganwadi & Poshan 2.0

2021 · Anganwadi services · POSHAN Abhiyaan (8 Mar 2018, Jhunjhunu) · Poshan Maah every September

Read scheme details →PM POSHAN

PM POSHAN (school meals)

Sep 2021 · Hot cooked meal in government schools, Balvatika to Class 8

Read scheme details →

Education & skills

PM SHRI

PM Schools for Rising India

7 Sep 2022 · 14,500+ model schools showing NEP 2020

Read scheme details →SAMAGRA SHIKSHA

Samagra Shiksha

2018 · Pre-school to Class 12 in one scheme

Read scheme details →PM VIDYALAXMI

PM Vidyalaxmi

6 Nov 2024 · Collateral-free education loans for top institutions · 3% interest help on loans up to ₹10 lakh (family income up to ₹8 lakh)

Read scheme details →PM INTERNSHIP

PM Internship Scheme

Oct 2024 · 12-month internships in top companies · Stipend ₹5,000 → ₹9,000 · age 18–25 · PG/MBA allowed · 1 crore youth in 5 years

Read scheme details →PMKVY

PM Kaushal Vikas Yojana

15 Jul 2015 (Skill India launch) · PMKVY 4.0 · run through NSDC

Read scheme details →PM-SETU

PM Skilling and Employability Transformation through Upgraded ITIs

4 Oct 2025 · Upgrade ITIs in hub-and-spoke clusters with industry

Read scheme details →KARMAYOGI

Mission Karmayogi

Sep 2020 · Civil-service training on the iGOT platform

Read scheme details →

Energy & power

UJJWALA

PM Ujjwala Yojana

1 May 2016, Ballia (UP) · 10 Aug 2021, Mahoba · free LPG connection to poor women

Read scheme details →SURYA GHAR

PM Surya Ghar: Muft Bijli Yojana

13 Feb 2024 · ₹75,021 crore · Rooftop solar for 1 crore homes · up to 300 units free a month · subsidy up to ₹78,000

Read scheme details →SURYA SAROVAR

PM Surya Sarovar Yojana

Aug 2026 · ₹5,070 crore, 5 years · 5 GW floating solar with battery storage

Read scheme details →PM-KUSUM

PM-KUSUM

2019 · Solar pumps and solar plants for farmers

Read scheme details →UJALA

UJALA (LED bulbs)

5 Jan 2015 · Low-cost LED bulbs, tube lights and fans through EESL

Read scheme details →SAUBHAGYA

Saubhagya

25 Sep 2017 · Electricity connection to every household

Read scheme details →GREEN HYDROGEN

National Green Hydrogen Mission

4 Jan 2023 · ₹19,744 crore · 5 MMT green hydrogen a year by 2030

Read scheme details →2026 POWER SCHEMES

New energy schemes of 2026

VGF for battery storage ₹14,500 crore, 92 GWh (Nov 2026) · Green Energy Corridor III (Oct) · Small Hydro ₹2,584 crore, 1,500 MW (Mar) · coal gasification ₹37,500 crore (May)

Read scheme details →

Industry, start-ups & digital

MAKE IN INDIA

Make in India

25 Sep 2014 · A lion made of gears

Read scheme details →STARTUP INDIA

Startup India

16 Jan 2016 · Recognition, tax breaks, Fund of Funds for start-ups

Read scheme details →PLI

Production Linked Incentive schemes

2020 · 14 sectors · Mobile Phone Manufacturing Scheme ₹62,500 crore, FY27–31

Read scheme details →SEMICONDUCTOR

India Semiconductor Mission

Dec 2021 · ₹76,000 crore · Chip fabs, assembly & testing units (ATMP/OSAT)

Read scheme details →BHAVYA

BHAVYA industrial parks

Mar 2026 · FY2026-27 to FY2031-32 · 100 plug-and-play industrial parks

Read scheme details →DIGITAL INDIA

Digital India

1 Jul 2015 · BharatNet · DigiLocker · UPI push · CSCs

Read scheme details →INDIAAI

IndiaAI Mission

Mar 2024 · ₹10,371.92 crore · AI compute, models, datasets and skills

Read scheme details →AIM

Atal Innovation Mission

2016 · Atal Tinkering Labs, incubators · State Innovation Missions

Read scheme details →GATI SHAKTI

PM Gati Shakti National Master Plan

13 Oct 2021 · GIS platform to plan roads, rail, ports and more together

Read scheme details →

Transport & cities

UDAN

UDAN → Viksit UDAN

21 Oct 2016 · first flight Shimla–Delhi, 27 Apr 2017 · ₹28,840 crore for FY27–FY36 · 100 new airports · 200 helipads · VGF ₹10,043 crore

Read scheme details →SAGARMALA

Sagarmala

2015 · Port-led development of the coastline

Read scheme details →BHARATMALA

Bharatmala Pariyojana

2017 · Economic corridors and national highways

Read scheme details →AMRUT 2.0

AMRUT · Smart Cities Mission

25 Jun 2015 (AMRUT 2.0 on 1 Oct 2021) · 100 cities

Read scheme details →PM E-DRIVE

PM E-DRIVE

1 Oct 2024 · Subsidy for electric 2/3-wheelers, buses, ambulances, trucks and chargers

Read scheme details →AMRIT BHARAT STATIONS

Amrit Bharat Station Scheme

2022–23 · Redevelop 1,300+ stations

Read scheme details →

Defence, environment, culture & sports

AGNIPATH

Agnipath Scheme

14 Jun 2022 · Age 17.5–21 · 4 years · ₹48 lakh insurance · 25% kept as regulars

Read scheme details →NAMAMI GANGE

Namami Gange

2015 · ₹20,000 crore · Cleaning and protecting the Ganga

Read scheme details →NCAP

National Clean Air Programme

10 Jan 2019 · Cut PM pollution in 130 cities · Swachh Vayu Sarvekshan ranking

Read scheme details →KHELO INDIA

Khelo India

2017-18 · Youth, University and Winter Games · Fit India (29 Aug 2019)

Read scheme details →GYAN BHARATAM

Gyan Bharatam Mission

2025 · ₹491.66 crore · Save and digitise 1 crore+ old manuscripts

Read scheme details →MISSION MAUSAM

Mission Mausam

14 Jan 2025 (IMD’s 150th Foundation Day) · Better weather and climate forecasting

Read scheme details →

State schemes

Andhra Pradesh

Talliki Vandanam

Andhra Pradesh · Talliki Vandanam (2025) · ₹15,000 a year per school-going child, to the mother

Read scheme details →Andhra Pradesh

Annadata Sukhibhava

Andhra Pradesh · Annadata Sukhibhava (2025) · Farmer support with PM-KISAN (₹20,000 a year in all)

Read scheme details →Andhra Pradesh

Pillale Sampada

Andhra Pradesh · Pillale Sampada (Aug 2026) · “Children are wealth”: from population control to population balance

Read scheme details →Telangana

Rythu Bharosa

Telangana · Rythu Bharosa (26 Jan 2025) · ₹12,000 per acre a year to farmers

Read scheme details →Telangana

Mahalakshmi

Telangana · Mahalakshmi (Dec 2023) · Free bus travel for women · LPG at ₹500

Read scheme details →Karnataka

Five guarantees

Karnataka · Five guarantees (2023) · Shakti free bus · Gruha Jyothi 200 units · Gruha Lakshmi ₹2,000/month · Anna Bhagya rice · Yuva Nidhi jobless allowance

Read scheme details →Tamil Nadu

Vettri Payanam

Tamil Nadu · Vettri Payanam (2026) · Free bus travel for women and transgender persons (expanded Oct 2026)

Read scheme details →Tamil Nadu

200 free units

Tamil Nadu · 200 free units (May 2026) · 200 units of free electricity for homes · “Singappen” women-safety task force

Read scheme details →Tamil Nadu

Kalaignar Magalir Urimai Thogai

Tamil Nadu · Kalaignar Magalir Urimai Thogai (15 Sep 2023) · ₹1,000 a month to women heads of family

Read scheme details →Kerala

LIFE Mission

Kerala · LIFE Mission (2016) · Houses for the homeless

Read scheme details →West Bengal

Annapurna Bhandaar

West Bengal · Annapurna Bhandaar (2026) · ₹3,000 a month to women aged 25–60

Read scheme details →West Bengal

Joined AB PM-JAY

West Bengal · Joined AB PM-JAY (Jun 2026) · ₹5 lakh health cover

Read scheme details →West Bengal

Loktantra Senani pension

West Bengal · Loktantra Senani pension (Aug 2026) · ₹10,000 a month to 325 Emergency (1975–77) detainees

Read scheme details →West Bengal

Kanyashree

West Bengal · Kanyashree (2013) · Cash to keep girls in school

Read scheme details →Odisha

Subhadra

Odisha · Subhadra (17 Sep 2024) · ₹50,000 over 5 years to women aged 21–60

Read scheme details →Odisha

CM-KISAN

Odisha · CM-KISAN (2024) · Farmer support

Read scheme details →Odisha

Gopabandhu Jan Arogya

Odisha · Gopabandhu Jan Arogya (2025) · Health cover joined with Ayushman Bharat

Read scheme details →Odisha

Gyanodaya – Shiksharu Samruddhi

Odisha · Gyanodaya – Shiksharu Samruddhi (Jul 2026) · Free education KG to PG (fee waiver)

Read scheme details →Maharashtra

Majhi Ladki Bahin

Maharashtra · Majhi Ladki Bahin (2024) · ₹1,500 a month to women aged 21–65

Read scheme details →Madhya Pradesh

Ladli Behna

Madhya Pradesh · Ladli Behna (10 Jun 2023) · Monthly cash to women (began at ₹1,000, raised in steps)

Read scheme details →Madhya Pradesh

Bhavantar Bhugtan

Madhya Pradesh · Bhavantar Bhugtan (2017) · Pays farmers the gap between MSP and market price

Read scheme details →Rajasthan

MAA Yojana

Rajasthan · MAA Yojana (2024) · Cashless health cover

Read scheme details →Uttar Pradesh

Mukhyamantri Krishak Samriddhi

Uttar Pradesh · Mukhyamantri Krishak Samriddhi (Sep 2026) · Cheaper long-term farm credit (incl. machinery)

Read scheme details →Uttar Pradesh

One District One Product

Uttar Pradesh · One District One Product (24 Jan 2018) · One special product per district

Read scheme details →Delhi

Mahila Samriddhi

Delhi · Mahila Samriddhi (2025) · ₹2,500 a month to women (approved Mar 2025)

Read scheme details →Delhi

DURGA

Delhi · DURGA (Sep 2026) · Women and transgender persons can own and drive electric autos

Read scheme details →Chhattisgarh

Mahtari Vandan

Chhattisgarh · Mahtari Vandan (Mar 2024) · ₹1,000 a month to married women

Read scheme details →Chhattisgarh

DWEEPTI

Chhattisgarh · DWEEPTI (Jul 2026) · Women’s SHGs run solar-energy businesses

Read scheme details →Himachal Pradesh

Machhuara Samman Nidhi

Himachal Pradesh · Machhuara Samman Nidhi (Jul 2026) · ₹3,500 once to fishermen during the fishing ban

Read scheme details →Jharkhand

Maiyan Samman

Jharkhand · Maiyan Samman (2024) · Monthly cash to women aged 18–50

Read scheme details →Haryana

Lado Lakshmi

Haryana · Lado Lakshmi (2025) · ₹2,100 a month to women

Read scheme details →Gujarat

Namo Lakshmi

Gujarat · Namo Lakshmi (2024) · Help for girls in Classes 9–12

Read scheme details →Assam

Orunodoi

Assam · Orunodoi (2020) · Monthly cash to poor women

Read scheme details →Nagaland

100 Days Ayushman Student Coverage

Nagaland · 100 Days Ayushman Student Coverage (May 2026) · Health cover for all students

Read scheme details →Tripura

State Innovation Mission

Tripura · State Innovation Mission (Mar 2026) · Innovation and start-ups

Read scheme details →Meghalaya

Mission Golden Spice

Meghalaya · Mission Golden Spice (Jul 2026) · Global brand for GI-tagged Lakadong turmeric

Read scheme details →

Revision tables from the guide

Read these alongside the individual scheme articles. All figures and dated changes below are from the source PDF.

Old and new scheme connections (35)
Earlier schemeNewer schemeConnection
NREGA (2006) → MGNREGA (2009)VB-G RAM G (from 1 Jul 2026)100 → 125 days
Indira Awaas Yojana (1985)PMAY-Gramin (2016)Rural houses
RSBY (2008)AB PM-JAY (2018)₹30,000 → ₹5 lakh cover
NAIS (1999) + MNAIS (2010)PMFBY (2016)Crop insurance
Mid-Day Meal (1995)PM POSHAN (2021)School meals
ICDS (1975) + POSHAN Abhiyaan (2018)Saksham Anganwadi & Poshan 2.0 (2021)Nutrition
IGMSY (2010)PMMVY (2017)Maternity benefit
SGSY (1999)NRLM / Aajeevika (2011) → DAY-NRLMRural SHGs
SJSRY (1997) → NULM (2013)DAY-NULMUrban livelihoods
Total Sanitation Campaign (1999) → Nirmal Bharat (2012)Swachh Bharat (2014)Sanitation
NRDWP (2009)Jal Jeevan Mission (2019) → JJM 2.0 (2026)Tap water
JNNURM (2005)AMRUT (2015) → AMRUT 2.0 (2021)Urban services
RGGVY (2005) → DDUGJY (2014)Saubhagya (2017)Household power
Bachat Lamp Yojana (2009)UJALA (2015)LED bulbs
FAME-I (2015) → FAME-II (2019) → EMPS (2024)PM E-DRIVE (2024)Electric vehicles
National Optical Fibre Network (2011)BharatNet (2015)Village broadband
NHDPBharatmala (2017)Highways
SSA (2001) + RMSA (2009)Samagra Shiksha (2018)School education
Swavalamban / NPS-Lite (2010)Atal Pension Yojana (2015)Pension
Old Pension Scheme → NPS (2004)Unified Pension Scheme (2025)Govt staff pension
NSAP (1995)PM Samajik Sahayata Yojana (2026)Old-age, widow, disability pensions
PMRPY (2016) → ABRY (2020) → ELIPM-VBRY (2025)Job incentives
Health & Wellness Centres (2018)Ayushman Arogya Mandir (2023)Primary care
Jan Aushadhi (2008)PMBJP (2016)Generic medicines
Swabhimaan (2011)PM Jan Dhan (2014)Bank accounts
PLI – Large Scale Electronics (2020)Mobile Phone Manufacturing Scheme (2026)₹62,500 crore
UDAN (2016)Viksit UDAN (2026)100 new airports
Planning Commission (1950)NITI Aayog (1 Jan 2015)Policy think-tank
Rythu Bandhu (TG, 2018)Rythu Bharosa (2025)State
Jagananna Amma Vodi (AP, 2019)Talliki Vandanam (2025)State
YSR Rythu Bharosa (AP, 2019)Annadata Sukhibhava (2025)State
Chiranjeevi (RJ, 2021)MAA Yojana (2024)State
KALIA (OD, 2018)CM-KISAN (2024)State
Biju Swasthya Kalyan (OD, 2018)Gopabandhu Jan Arogya (2025)State
Lakshmir Bhandar (WB, 2021)Annapurna Bhandaar (2026)State
Key numbers to remember (18)
SchemeNumberRemember
PMJJBY₹436 a year₹2 lakh life · 18–50
PMSBY₹20 a year₹2 lakh accident · 18–70
APY₹1,000–5,000 pensionjoin 18–40
PM-SYM / PM-KMY₹3,000 pension at 60join 18–40
PM-KISAN₹6,000 a year3 × ₹2,000
PM-JAY₹5 lakh per familyall 70+ covered
MUDRAShishu 50k · Kishore 5L · Tarun 10L · Tarun Plus 20L
Stand-Up India₹10 lakh – ₹1 croreSC/ST & women
PM SVANidhi₹15k → ₹25k → ₹50ktill 2030
PM Vishwakarma₹1 + ₹2 lakh at 5%₹15,000 toolkit · 18 trades
PMAY-G₹1.20 lakh (₹1.30 lakh hilly)
VB-G RAM G125 days · ₹300 floor wage
Surya Ghar300 free units · ₹78,000 subsidy1 crore homes
PMMVY₹5,000 (₹6,000 2nd girl)
PM Internship₹9,000 stipend (2026)age 18–25
Sukanya Samriddhi₹250 – ₹1.5 lakh a yeargirl below 10
CGTMSEup to ₹10 crorecollateral-free
Jal Jeevan 2.0₹8.69 lakh croretill Dec 2028
Launch timeline (10)
YearSchemes
2014Jan Dhan (28 Aug) · Make in India (25 Sep) · Swachh Bharat (2 Oct) · Indradhanush (25 Dec)
2015BBBP + Sukanya (22 Jan) · Soil Health Card (19 Feb) · MUDRA (8 Apr) · Jan Suraksha trio (9 May) · AMRUT, Smart Cities, PMAY-U (25 Jun) · Digital India, PMKSY (1 Jul) · PMKVY (15 Jul)
2016Startup India (16 Jan) · PMFBY (18 Feb) · Stand-Up India (5 Apr) · e-NAM (14 Apr) · Ujjwala (1 May) · UDAN (21 Oct) · PMAY-G (20 Nov)
2017–18PMMVY (1 Jan 2017) · Saubhagya (25 Sep 2017) · POSHAN Abhiyaan (8 Mar 2018) · PM-JAY (23 Sep 2018)
2019PM-KISAN (24 Feb) · PM-SYM (5 Mar) · Jal Jeevan (15 Aug) · PM-KMY (12 Sep) · NCAP (10 Jan)
2020–21SVAMITVA (24 Apr 2020) · PM SVANidhi (1 Jun 2020) · PMMSY (10 Sep 2020) · e-Shram (26 Aug 2021) · ABDM (27 Sep 2021) · Gati Shakti (13 Oct 2021)
2022–23Agnipath (14 Jun 2022) · PM SHRI (7 Sep 2022) · Green Hydrogen (4 Jan 2023) · Sickle Cell (1 Jul 2023) · PM Vishwakarma (17 Sep 2023)
2024Surya Ghar (13 Feb) · NPS Vatsalya (18 Sep) · PM E-DRIVE (1 Oct) · Vay Vandana (29 Oct) · PM Vidyalaxmi (6 Nov)
2025Mission Mausam (14 Jan) · UPS (1 Apr) · PM-VBRY (1 Aug) · PM-SETU (4 Oct) · PMDDKY + Pulses Mission (11 Oct)
2026JJM 2.0 (Mar) · BHAVYA (Mar) · VB-G RAM G in force (1 Jul) · Viksit UDAN (Jul) · Surya Sarovar (Aug) · PM-SSY renamed NSAP (Oct) · PM-VGSY (29 Oct) · Agnipath modified (4 Nov)

100 practice questions from the PDF

Choose an answer, then expand the question to see the answer and explanation provided in the guide.

1. Pradhan Mantri Jan Dhan Yojana was launched on:
  1. 15 Aug 2014
  2. 28 Aug 2014
  3. 2 Oct 2014
  4. 25 Sep 2014
  5. 1 Jul 2015

Answer: B Announced on 15 Aug 2014 and launched on 28 Aug 2014.

2. What is the annual premium of PMJJBY?
  1. ₹12
  2. ₹20
  3. ₹330
  4. ₹436
  5. ₹500

Answer: D Raised from ₹330 to ₹436 on 1 Jun 2022.

3. PMSBY gives accident cover to people aged:
  1. 18–40
  2. 18–50
  3. 18–60
  4. 18–70
  5. 21–65

Answer: D PMJJBY is 18–50; PMSBY is 18–70.

4. Atal Pension Yojana is run by:
  1. LIC
  2. EPFO
  3. PFRDA
  4. IRDAI
  5. NABARD

Answer: C PFRDA administers APY and NPS.

5. The new MUDRA category “Tarun Plus” covers loans of:
  1. ₹5–10 lakh
  2. ₹10–20 lakh
  3. ₹20–25 lakh
  4. ₹1–2 lakh
  5. ₹50,000–5 lakh

Answer: B Added in Oct 2024 for those who repaid a Tarun loan.

6. MUDRA Ltd is a subsidiary of:
  1. NABARD
  2. SIDBI
  3. RBI
  4. SBI
  5. EXIM Bank

Answer: B

7. Stand-Up India loans range from:
  1. ₹50,000 to ₹10 lakh
  2. ₹1 lakh to ₹50 lakh
  3. ₹10 lakh to ₹1 crore
  4. ₹1 crore to ₹5 crore
  5. Up to ₹20 lakh

Answer: C For SC/ST and women entrepreneurs.

8. Under the revised PM SVANidhi, the first loan is now:
  1. ₹10,000
  2. ₹15,000
  3. ₹20,000
  4. ₹25,000
  5. ₹50,000

Answer: B Was ₹10,000; second loan ₹25,000; third ₹50,000.

9. PM SVANidhi has been extended up to:
  1. Dec 2024
  2. Mar 2026
  3. Mar 2028
  4. Mar 2030
  5. Dec 2031

Answer: D Outlay ₹7,332 crore.

10. How many trades does PM Vishwakarma cover?
  1. 12
  2. 15
  3. 18
  4. 21
  5. 25

Answer: C

11. PM Vishwakarma loans are given at an interest rate of:
  1. 3%
  2. 4%
  3. 5%
  4. 7%
  5. 9%

Answer: C ₹1 lakh first, then ₹2 lakh.

12. Sukanya Samriddhi accounts can be opened for a girl below:
  1. 5 years
  2. 8 years
  3. 10 years
  4. 12 years
  5. 18 years

Answer: C

13. NPS Vatsalya is meant for:
  1. Senior citizens
  2. Minors
  3. Farmers
  4. Street vendors
  5. Armed forces

Answer: B Launched 18 Sep 2024.

14. Under UPS, an employee with 25 years’ service gets what share of the average basic pay of the last 12 months?
  1. 40%
  2. 50%
  3. 60%
  4. 33%
  5. 75%

Answer: B Minimum ₹10,000 after 10 years.

15. NPS applies to central government staff who joined on or after:
  1. 1 Apr 2000
  2. 1 Jan 2004
  3. 1 Apr 2004
  4. 1 Jan 2009
  5. 1 Apr 2010

Answer: B

16. CGTMSE now guarantees collateral-free loans to micro and small units up to:
  1. ₹2 crore
  2. ₹5 crore
  3. ₹10 crore
  4. ₹20 crore
  5. ₹50 crore

Answer: C Raised from ₹5 crore (2025).

17. VB-G RAM G replaced which law?
  1. NFSA 2013
  2. MGNREGA 2005
  3. RTE 2009
  4. PMGSY
  5. NRLM

Answer: B In force from 1 Jul 2026.

18. VB-G RAM G fixes a national floor wage of:
  1. ₹250
  2. ₹275
  3. ₹300
  4. ₹327
  5. ₹350

Answer: C Average notified wage is ₹327.4.

19. MGNREGA guaranteed how many days of work a year?
  1. 90
  2. 100
  3. 120
  4. 125
  5. 150

Answer: B VB-G RAM G raised it to 125.

20. PM-VBRY has an outlay of:
  1. ₹48,000 crore
  2. ₹62,500 crore
  3. ₹99,446 crore
  4. ₹1.07 lakh crore
  5. ₹2 lakh crore

Answer: C 1 Aug 2025 – 31 Jul 2027.

21. Which body implements PM-VBRY?
  1. NSDC
  2. EPFO
  3. ESIC
  4. NABARD
  5. SIDBI

Answer: B

22. PM-SYM gives a monthly pension of ₹3,000 at age:
  1. 55
  2. 58
  3. 60
  4. 62
  5. 65

Answer: C

23. The fund manager for PM-SYM and PM-KMY is:
  1. SBI
  2. LIC
  3. UTI
  4. PFRDA
  5. GIC Re

Answer: B

24. e-Shram was launched on:
  1. 26 Aug 2021
  2. 1 Jun 2020
  3. 15 Aug 2021
  4. 2 Oct 2021
  5. 26 Jan 2022

Answer: A It gives a UAN card.

25. The National Social Assistance Programme was renamed in Oct 2026 as:
  1. PM Samajik Sahayata Yojana
  2. PM Antyodaya Yojana
  3. Viksit Samajik Yojana
  4. PM Suraksha Pension
  5. Atal Samajik Yojana

Answer: A Disability threshold cut from 80% to 40%.

26. PM-KISAN was launched at:
  1. Varanasi
  2. Gorakhpur
  3. Sehore
  4. Ranchi
  5. Panipat

Answer: B 24 Feb 2019.

27. PM-KISAN pays farmers how much a year?
  1. ₹4,000
  2. ₹6,000
  3. ₹10,000
  4. ₹12,000
  5. ₹15,000

Answer: B In three instalments of ₹2,000.

28. The 24th PM-KISAN instalment (₹18,690 crore) was released from:
  1. Guwahati
  2. Bhagalpur
  3. Banaskantha
  4. Varanasi
  5. Kolkata

Answer: C 30 Oct 2026.

29. PMFBY was launched at:
  1. Sehore
  2. Ballia
  3. Agra
  4. Suratgarh
  5. Ranchi

Answer: A 18 Feb 2016.

30. Farmer premium under PMFBY for Rabi crops is:
  1. 1%
  2. 1.5%
  3. 2%
  4. 3%
  5. 5%

Answer: B Kharif 2%, commercial/horticulture 5%.

31. “Har Khet Ko Pani” is the motto of:
  1. PMFBY
  2. PMKSY
  3. e-NAM
  4. KUSUM
  5. AIF

Answer: B Also “More crop per drop”.

32. PM Dhan-Dhaanya Krishi Yojana covers how many districts?
  1. 50
  2. 75
  3. 100
  4. 112
  5. 150

Answer: C ₹24,000 crore a year.

33. The pulses mission targets production of how much by 2030-31?
  1. 250 lakh tonnes
  2. 300 lakh tonnes
  3. 350 lakh tonnes
  4. 400 lakh tonnes
  5. 500 lakh tonnes

Answer: C Tur, urad and masoor.

34. The Soil Health Card scheme was launched at:
  1. Suratgarh
  2. Sehore
  3. Panipat
  4. Ballia
  5. Karnal

Answer: A 19 Feb 2015.

35. e-NAM is run by:
  1. NABARD
  2. SFAC
  3. FCI
  4. NAFED
  5. APEDA

Answer: B Small Farmers’ Agri-Business Consortium.

36. The Agriculture Infrastructure Fund is of:
  1. ₹50,000 crore
  2. ₹75,000 crore
  3. ₹1 lakh crore
  4. ₹1.5 lakh crore
  5. ₹2 lakh crore

Answer: C 3% interest subvention.

37. Budget 2025 raised the KCC interest-subvention limit to:
  1. ₹3 lakh
  2. ₹4 lakh
  3. ₹5 lakh
  4. ₹7 lakh
  5. ₹10 lakh

Answer: C From ₹3 lakh.

38. PM Matsya Sampada Yojana has an outlay of:
  1. ₹7,522 crore
  2. ₹20,050 crore
  3. ₹24,000 crore
  4. ₹11,440 crore
  5. ₹13,000 crore

Answer: B Launched 10 Sep 2020.

39. Which state’s Bhavantar Bhugtan scheme added mustard in 2026?
  1. Rajasthan
  2. Madhya Pradesh
  3. Haryana
  4. Uttar Pradesh
  5. Gujarat

Answer: B A price-deficiency payment scheme.

40. PM-AASHA does NOT include:
  1. PSS
  2. PDPS
  3. PPSS
  4. PMFBY
  5. All are part of it

Answer: D PMFBY is crop insurance.

41. PMAY-Gramin was launched at:
  1. Agra
  2. Lucknow
  3. Varanasi
  4. Ranchi
  5. Gorakhpur

Answer: A 20 Nov 2016.

42. Help under PMAY-G for a house in the plains is:
  1. ₹1 lakh
  2. ₹1.20 lakh
  3. ₹1.30 lakh
  4. ₹1.50 lakh
  5. ₹2.50 lakh

Answer: B ₹1.30 lakh in hilly areas.

43. PMAY-U 2.0 aims to build how many urban houses?
  1. 50 lakh
  2. 1 crore
  3. 2 crore
  4. 3 crore
  5. 20 lakh

Answer: B

44. Jal Jeevan Mission 2.0 has been extended to:
  1. Dec 2026
  2. Mar 2027
  3. Dec 2028
  4. Mar 2030
  5. Dec 2030

Answer: C Outlay ₹8.69 lakh crore.

45. Jal Jeevan Mission replaced:
  1. NRDWP
  2. AMRUT
  3. Swajal
  4. Namami Gange
  5. PMKSY

Answer: A National Rural Drinking Water Programme (2009).

46. Which came just before Swachh Bharat Mission?
  1. Total Sanitation Campaign
  2. Nirmal Bharat Abhiyan
  3. Swajal
  4. ODF Plus
  5. GOBARdhan

Answer: B TSC (1999) → Nirmal Bharat (2012) → SBM (2014).

47. GOBARdhan got a 10-year outlay of ₹23,731 crore under which ministry?
  1. Rural Development
  2. Jal Shakti
  3. Petroleum & Natural Gas
  4. Agriculture
  5. MNRE

Answer: C Compressed biogas.

48. DAY-NRLM replaced:
  1. IRDP
  2. SGSY
  3. SJSRY
  4. JRY
  5. NFFWP

Answer: B Swarnajayanti Gram Swarozgar Yojana (1999).

49. SVAMITVA was launched on National Panchayati Raj Day, which is:
  1. 24 April
  2. 2 October
  3. 15 August
  4. 26 November
  5. 12 January

Answer: A 2020.

50. The AI platform under PM Viksit Gram Swaraj Yojana is called:
  1. BHASHINI
  2. PANCHAM
  3. SAMVAD
  4. GRAM-AI
  5. eGramSwaraj

Answer: B Works in 17 languages.

51. Ayushman Bharat PM-JAY was launched at:
  1. Ranchi
  2. Delhi
  3. Varanasi
  4. Patna
  5. Bhubaneswar

Answer: A 23 Sep 2018.

52. Ayushman Vay Vandana covers all citizens aged:
  1. 60+
  2. 65+
  3. 70+
  4. 75+
  5. 80+

Answer: C Launched 29 Oct 2024.

53. Which state joined AB PM-JAY in Jun 2026 as the 36th state/UT?
  1. Odisha
  2. Delhi
  3. West Bengal
  4. Tamil Nadu
  5. Kerala

Answer: C Now nationwide.

54. Health and Wellness Centres were renamed as:
  1. Jan Arogya Kendra
  2. Ayushman Arogya Mandir
  3. Swasthya Sadan
  4. Aarogya Kendra
  5. Jan Aushadhi Kendra

Answer: B 2023.

55. The health ID under ABDM is called:
  1. ABHA
  2. UHID
  3. ABDM-ID
  4. Swasthya ID
  5. e-Health

Answer: A 14-digit Ayushman Bharat Health Account.

56. Mission Indradhanush was launched on:
  1. 25 Dec 2014
  2. 1 Jan 2015
  3. 2 Oct 2014
  4. 26 Jan 2015
  5. 7 Apr 2015

Answer: A

57. The National Sickle Cell Anaemia Elimination Mission targets elimination by:
  1. 2030
  2. 2035
  3. 2040
  4. 2047
  5. 2050

Answer: D Launched at Shahdol (MP).

58. Beti Bachao Beti Padhao was launched at:
  1. Panipat
  2. Jhunjhunu
  3. Rohtak
  4. Jaipur
  5. Delhi

Answer: A 22 Jan 2015.

59. PMMVY gives how much for the first child?
  1. ₹3,000
  2. ₹5,000
  3. ₹6,000
  4. ₹6,500
  5. ₹10,000

Answer: B ₹6,000 if the second child is a girl.

60. PMMVY replaced:
  1. JSY
  2. IGMSY
  3. ICDS
  4. Janani Shishu Suraksha
  5. Mission Shakti

Answer: B Indira Gandhi Matritva Sahyog Yojana (2010).

61. “Sambal” and “Samarthya” are parts of:
  1. Mission Shakti
  2. Poshan 2.0
  3. BBBP
  4. PMMVY
  5. Ujjwala

Answer: A Safety and empowerment.

62. POSHAN Abhiyaan was launched at:
  1. Jhunjhunu
  2. Panipat
  3. Varanasi
  4. Ranchi
  5. Shahdol

Answer: A 8 Mar 2018.

63. PM SHRI was approved on:
  1. 7 Sep 2022
  2. 29 Jul 2020
  3. 15 Aug 2022
  4. 5 Sep 2023
  5. 1 Jul 2021

Answer: A

64. Samagra Shiksha merged SSA, RMSA and:
  1. Mid-Day Meal
  2. Teacher Education
  3. RUSA
  4. NIOS
  5. KGBV

Answer: B 2018.

65. After the 2026 revamp, the PM Internship stipend is:
  1. ₹5,000
  2. ₹6,000
  3. ₹7,500
  4. ₹9,000
  5. ₹10,000

Answer: D Age 18–25.

66. PM Vidyalaxmi gives 3% interest help to students with family income up to:
  1. ₹4.5 lakh
  2. ₹6 lakh
  3. ₹8 lakh
  4. ₹10 lakh
  5. ₹12 lakh

Answer: C On loans up to ₹10 lakh.

67. PMKVY was launched with Skill India on:
  1. 15 Jul 2015
  2. 1 Jul 2015
  3. 16 Jan 2016
  4. 25 Sep 2014
  5. 5 Apr 2016

Answer: A World Youth Skills Day.

68. PM-SETU is about upgrading:
  1. Polytechnics
  2. ITIs
  3. Medical colleges
  4. Schools
  5. IITs

Answer: B Hub-and-spoke ITI clusters.

69. Mission Karmayogi training runs on which platform?
  1. DIKSHA
  2. SWAYAM
  3. iGOT
  4. NDEAR
  5. e-Pathshala

Answer: C

70. India’s rank at the 48th WorldSkills (Shanghai, 2026) was:
  1. 5th
  2. 8th
  3. 10th
  4. 12th
  5. 15th

Answer: C

71. PM Ujjwala Yojana was launched at:
  1. Ballia
  2. Mahoba
  3. Gorakhpur
  4. Varanasi
  5. Sehore

Answer: A 1 May 2016; Ujjwala 2.0 at Mahoba.

72. PM Surya Ghar offers a subsidy of up to:
  1. ₹30,000
  2. ₹48,000
  3. ₹60,000
  4. ₹78,000
  5. ₹1 lakh

Answer: D For rooftop solar.

73. PM Surya Sarovar Yojana is about:
  1. Rooftop solar
  2. Floating solar
  3. Solar pumps
  4. Solar parks
  5. Solar cookers

Answer: B 5 GW with battery storage.

74. UJALA replaced:
  1. Bachat Lamp Yojana
  2. Saubhagya
  3. DDUGJY
  4. RGGVY
  5. KUSUM

Answer: A LED bulbs through EESL.

75. Saubhagya came after which scheme?
  1. DDUGJY
  2. UJALA
  3. KUSUM
  4. UDAY
  5. IPDS

Answer: A RGGVY → DDUGJY → Saubhagya.

76. The National Green Hydrogen Mission targets how much a year by 2030?
  1. 1 MMT
  2. 3 MMT
  3. 5 MMT
  4. 10 MMT
  5. 15 MMT

Answer: C ₹19,744 crore.

77. Small hydro projects in India are those up to:
  1. 10 MW
  2. 15 MW
  3. 25 MW
  4. 50 MW
  5. 100 MW

Answer: C New scheme: ₹2,584 crore, 1,500 MW.

78. The Nov 2026 VGF scheme for energy storage targets:
  1. 50 GWh
  2. 75 GWh
  3. 92 GWh
  4. 100 GWh
  5. 150 GWh

Answer: C Outlay ₹14,500 crore.

79. Make in India was launched on:
  1. 25 Sep 2014
  2. 15 Aug 2014
  3. 1 Jul 2015
  4. 16 Jan 2016
  5. 2 Oct 2014

Answer: A

80. National Startup Day is observed on:
  1. 5 April
  2. 16 January
  3. 25 September
  4. 1 July
  5. 13 October

Answer: B Startup India launch day.

81. The Mobile Phone Manufacturing Scheme (2026) has an outlay of:
  1. ₹40,000 crore
  2. ₹62,500 crore
  3. ₹76,000 crore
  4. ₹99,446 crore
  5. ₹1.97 lakh crore

Answer: B FY27–FY31.

82. India Semiconductor Mission was approved with:
  1. ₹10,000 crore
  2. ₹40,000 crore
  3. ₹76,000 crore
  4. ₹1 lakh crore
  5. ₹2 lakh crore

Answer: C Dec 2021.

83. BHAVYA aims to set up:
  1. 100 industrial parks
  2. 50 smart cities
  3. 200 ITIs
  4. 100 airports
  5. 7 textile parks

Answer: A Plug-and-play parks.

84. The first State Innovation Mission under AIM 2.0 was launched in:
  1. Assam
  2. Tripura
  3. Kerala
  4. Gujarat
  5. Odisha

Answer: B Mar 2026.

85. PM Gati Shakti was launched on:
  1. 13 Oct 2021
  2. 15 Aug 2021
  3. 1 Jul 2015
  4. 25 Jun 2015
  5. 26 Jan 2022

Answer: A

86. The first UDAN flight flew on which route?
  1. Shimla–Delhi
  2. Kadapa–Hyderabad
  3. Nanded–Hyderabad
  4. Agra–Jaipur
  5. Darbhanga–Delhi

Answer: A 27 Apr 2017.

87. Viksit UDAN plans how many new airports?
  1. 50
  2. 100
  3. 120
  4. 150
  5. 200

Answer: B Plus 200 helipads.

88. AMRUT replaced:
  1. JNNURM
  2. NULM
  3. Smart Cities
  4. HRIDAY
  5. IHSDP

Answer: A Jawaharlal Nehru National Urban Renewal Mission (2005).

89. PM E-DRIVE came after which schemes?
  1. FAME-II and EMPS
  2. UDAY and IPDS
  3. NEMMP and PLI
  4. Saubhagya and DDUGJY
  5. Gati Shakti and Bharatmala

Answer: A

90. Bharatmala Pariyojana is about:
  1. Ports
  2. Highways
  3. Railways
  4. Airports
  5. Waterways

Answer: B Sagarmala is about ports.

91. Agnipath was launched on:
  1. 14 Jun 2022
  2. 15 Aug 2022
  3. 26 Jan 2022
  4. 1 Jul 2022
  5. 8 Oct 2022

Answer: A

92. After the Nov 2026 change, what share of Agniveers is still retained as regulars after 4 years?
  1. 15%
  2. 25%
  3. 50%
  4. 75%
  5. 100%

Answer: B The other 75% may get 2 more years.

93. NCAP was launched on:
  1. 10 Jan 2019
  2. 5 Jun 2019
  3. 2 Oct 2019
  4. 20 Oct 2022
  5. 22 Apr 2020

Answer: A

94. Fit India Movement was launched on National Sports Day, which is:
  1. 29 August
  2. 5 September
  3. 14 November
  4. 2 October
  5. 15 January

Answer: A 2019.

95. Gyan Bharatam Mission is about:
  1. Manuscripts
  2. School libraries
  3. Online courses
  4. Languages
  5. Museums

Answer: A MoU with the National Library of France, Oct 2026.

96. Telangana’s Rythu Bharosa gives farmers per acre a year:
  1. ₹10,000
  2. ₹12,000
  3. ₹15,000
  4. ₹6,000
  5. ₹20,000

Answer: B Replaced Rythu Bandhu (₹10,000).

97. West Bengal’s Annapurna Bhandaar replaced:
  1. Kanyashree
  2. Lakshmir Bhandar
  3. Swasthya Sathi
  4. Rupashree
  5. Krishak Bandhu

Answer: B ₹3,000 a month to women aged 25–60.

98. Rajasthan’s MAA Yojana was earlier called:
  1. Bhamashah
  2. Chiranjeevi
  3. Jan Aadhaar
  4. Ayushman Rajasthan
  5. Indira Rasoi

Answer: B Renamed in 2024.

99. Tamil Nadu’s “Vettri Payanam” gives:
  1. Free laptops
  2. Free bus travel for women and transgender persons
  3. ₹1,000 to women
  4. Free breakfast
  5. Free electricity

Answer: B Expanded by CM C. Joseph Vijay (Oct 2026).

100. Which state launched DWEEPTI, a women-led decentralised renewable-energy scheme?
  1. Odisha
  2. Chhattisgarh
  3. Jharkhand
  4. Madhya Pradesh
  5. Bihar

Answer: B India’s first such scheme (Jul 2026).

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