Key facts
- Set up
- 2000
- Cover
- Collateral-free loans to micro & small units up to ₹10 crore (raised from ₹5 crore, 2025)
History and related schemes
Sister schemes: MCGS-MSME (mutual credit guarantee, modified Mar 2026) via NCGTC.
2026 notes from the PDF
Default guarantee for MSE invoices on TReDS started (Sep 2026).
Exam revision
Use the facts above to revise Credit Guarantee Fund Trust for Micro & Small Enterprises. Keep dates, amounts and qualifying conditions together when reviewing an exam question.
Compare schemes in this sector
PMJJBY = life, 18–50, ₹436 · PMSBY = accident, 18–70, ₹20 · Stand-Up India = loans to SC/ST & women · Startup India = DPIIT start-up recognition.
Memory aid from the guide
9 May 2015, Kolkata: Jeevan Jyoti, Suraksha Bima, Atal Pension → “J-S-A”. April 2015–16: MUDRA (8 Apr 2015) and Stand-Up (5 Apr 2016).
Sector practice from the PDF
Atal Pension Yojana replaced which scheme?
- Swabhimaan
- Swavalamban
- Jan Dhan
- Varishtha Pension Bima
- PM-SYM
(B) Swavalamban NPS-Lite of 2010
Before applying
The PDF is an exam revision guide. It does not provide a complete application process, required documents or all exclusions for this entry. Confirm eligibility, current benefits and application steps with the administering department before applying.