Key facts
- Launched
- 28 Aug 2014 (announced 15 Aug 2014)
- Tagline
- “Mera Khata – Bhagya Vidhata”
Benefits and conditions
Zero-balance account · RuPay card with ₹2 lakh accident cover (accounts after 28 Aug 2018) · overdraft up to ₹10,000
History and related schemes
Took over from Swabhimaan (2011).
2026 notes from the PDF
Completed 12 years on 28 Aug 2026.
Exam revision
Use the facts above to revise Pradhan Mantri Jan Dhan Yojana. Keep dates, amounts and qualifying conditions together when reviewing an exam question.
Compare schemes in this sector
PMJJBY = life, 18–50, ₹436 · PMSBY = accident, 18–70, ₹20 · Stand-Up India = loans to SC/ST & women · Startup India = DPIIT start-up recognition.
Memory aid from the guide
9 May 2015, Kolkata: Jeevan Jyoti, Suraksha Bima, Atal Pension → “J-S-A”. April 2015–16: MUDRA (8 Apr 2015) and Stand-Up (5 Apr 2016).
Sector practice from the PDF
Atal Pension Yojana replaced which scheme?
- Swabhimaan
- Swavalamban
- Jan Dhan
- Varishtha Pension Bima
- PM-SYM
(B) Swavalamban NPS-Lite of 2010
Before applying
The PDF is an exam revision guide. It does not provide a complete application process, required documents or all exclusions for this entry. Confirm eligibility, current benefits and application steps with the administering department before applying.