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Central · Banking & financial inclusion

PM Street Vendor’s AtmaNirbhar Nidhi

A scheme-by-scheme reading of the PrepZen Government Schemes 2026 study guide.

PM SVANidhiMoHUA

Source: PrepZen Government Schemes 2026 (PDF). These are study notes from the document, including its dated 2026 claims; they have not been independently verified as current application guidance.

Key facts

Launched
1 Jun 2020
Loans now
₹15,000 → ₹25,000 → ₹50,000 (were ₹10,000 / ₹20,000 / ₹50,000)

Benefits and conditions

UPI-linked RuPay credit card after the 2nd loan is repaid

History and related schemes

Extended to 31 Mar 2030; outlay ₹7,332 crore for 1.15 crore vendors.

2026 notes from the PDF

6 years (Jun 2026) · Lakhanpur (J&K) street-food hub (₹4 crore).

Exam revision

Use the facts above to revise PM Street Vendor’s AtmaNirbhar Nidhi. Keep dates, amounts and qualifying conditions together when reviewing an exam question.

Compare schemes in this sector

PMJJBY = life, 18–50, ₹436 · PMSBY = accident, 18–70, ₹20 · Stand-Up India = loans to SC/ST & women · Startup India = DPIIT start-up recognition.

Memory aid from the guide

9 May 2015, Kolkata: Jeevan Jyoti, Suraksha Bima, Atal Pension → “J-S-A”. April 2015–16: MUDRA (8 Apr 2015) and Stand-Up (5 Apr 2016).

Sector practice from the PDF

Atal Pension Yojana replaced which scheme?
  1. Swabhimaan
  2. Swavalamban
  3. Jan Dhan
  4. Varishtha Pension Bima
  5. PM-SYM

(B) Swavalamban NPS-Lite of 2010

Before applying

The PDF is an exam revision guide. It does not provide a complete application process, required documents or all exclusions for this entry. Confirm eligibility, current benefits and application steps with the administering department before applying.

Download the complete source PDF

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