Key facts
- From
- 1 Apr 2025 · option for NPS employees
- Pension
- 50% of average basic pay of the last 12 months after 25 years · minimum ₹10,000 after 10 years
History and related schemes
Old Pension Scheme → NPS (staff joining from 1 Jan 2004) → UPS option (2025).
Exam revision
Use the facts above to revise Unified Pension Scheme. Keep dates, amounts and qualifying conditions together when reviewing an exam question.
Compare schemes in this sector
PMJJBY = life, 18–50, ₹436 · PMSBY = accident, 18–70, ₹20 · Stand-Up India = loans to SC/ST & women · Startup India = DPIIT start-up recognition.
Memory aid from the guide
9 May 2015, Kolkata: Jeevan Jyoti, Suraksha Bima, Atal Pension → “J-S-A”. April 2015–16: MUDRA (8 Apr 2015) and Stand-Up (5 Apr 2016).
Sector practice from the PDF
Atal Pension Yojana replaced which scheme?
- Swabhimaan
- Swavalamban
- Jan Dhan
- Varishtha Pension Bima
- PM-SYM
(B) Swavalamban NPS-Lite of 2010
Before applying
The PDF is an exam revision guide. It does not provide a complete application process, required documents or all exclusions for this entry. Confirm eligibility, current benefits and application steps with the administering department before applying.