PhonePe Unveils 'RuPay On-The-Go' NCMC Card for Unified Transit Payments

PhonePe has launched a National Common Mobility Card (NCMC) called RuPay ‘On-The-Go’ to facilitate contactless payments across India's public transport.
The prepaid card supports offline transactions up to a value of ₹500 and maintains a maximum balance limit of ₹2,000.
The card follows the 'One Nation One Card' initiative, allowing users to pay for metro, buses, tolls, and parking with a single interoperable device.
Exam Perspective: The integration of offline digital payments in transit reflects the push for financial inclusion in the daily commute of millions of unbanked or underbanked citizens.

Key Facts / Static GK

PhonePe CEO: Sameer Nigam
PhonePe HQ: Bengaluru, Karnataka
Founded: 2015

Q Practice Quiz — 13 March 2026

1. Who has been appointed as the new Managing Director and Chief Executive Officer of HDFC ERGO General Insurance in March 2026?

A Anuj Tyagi

B Parthanil Ghosh

C Keki Mistry

D Ritesh Kumar

E Aditya Puri

Explanation: Parthanil Ghosh has been selected to lead HDFC ERGO General Insurance as its MD and CEO, succeeding Anuj Tyagi.

2. What is the primary objective of the 'Lake and Air Watch' initiative launched by the Gujarat government?

A To provide free drinking water to rural households

B To monitor urban lake ecosystems and air quality using real-time digital systems

C To promote water sports and tourism in the state

D To establish new wildlife sanctuaries across the coastal belt

E To provide subsidies for electric vehicle purchases

Explanation: The 'Lake and Air Watch' initiative is designed for real-time environmental monitoring of lake health and air quality across Gujarat's cities using digital and satellite-based systems.

3. Under the Orunodoi 3.0 scheme of the Assam government, what is the specific amount transferred to each woman beneficiary?

A ₹5,000

B ₹7,500

C ₹9,000

D ₹10,000

E ₹12,000

Explanation: The Assam government transferred ₹9,000 each to 40 lakh women beneficiaries under the Orunodoi 3.0 scheme to provide financial assistance.

4. Regarding the 'Nirbhaya Nisha' initiative, which of the following statements is correct?

A It is a healthcare initiative for elderly citizens in Kerala.

B It provides rapid police assistance to women between 9 PM and 5 AM.

C It was launched by the Ministry of Home Affairs for all Union Territories.

D The initiative offers financial rewards for reporting crimes.

E It is primarily focused on providing free transport to school children.

Explanation: The Kerala Police launched 'Nirbhaya Nisha' specifically to provide rapid assistance to women during night hours (9 PM to 5 AM).

5. Where was the 'Indian Orchid Festival 2026' held?

A Gangtok, Sikkim

B Pakyong, Sikkim

C Kalimpong, West Bengal

D Shillong, Meghalaya

E Itanagar, Arunachal Pradesh

Explanation: The Indian Orchid Festival 2026 concluded at the Pakyong district in Sikkim.

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PhonePe Unveils 'RuPay On-The-Go' NCMC Card for Unified Transit Payments

Key Facts / Static GK

Q Practice Quiz — 13 March 2026

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