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208 facts

General-knowledge facts linked to current events — organised by topic for quick revision.

Topic All topics Appointments Awards & Honours Bank-Wise Banking & Finance Corporate & Business Current Affairs Defence Economy & Infrastructure Econy & Infrastructure Environment & Science First-In-News Government / Polity International Launches Mou & Collaborations Others (Misc) Science & Technology Sports State Current Affairs Clear filter ×

Banking & Finance

Pension Schemes

PFRDA Felicitates Top Banks for Outstanding Performance under Atal Pension Yojana

21 May 2026

• PFRDA Chairman: Sivasubramanian Ramann
• PFRDA Founded: 23 August 2003
• PFRDA Headquarters: New Delhi

RBI

RBI Announces $5 Billion USD/INR Buy/Sell Swap Auction to Manage Liquidity

21 May 2026

• Reserve Bank of India (RBI) Established: 1 April 1935
• RBI Headquarters: Mumbai, Maharashtra
• RBI Governor: Shaktikanta Das

SEBI

SEBI Unveils Framework to Classify Market Benchmarks as Significant Indices

19 May 2026

• SEBI was established on April 12, 1988, and received statutory powers in 1992.
• Current Chairman: Tuhin Kanta Pandey.
• Headquarters: Mumbai, Maharashtra.

Banking Affairs

Emirates NBD Secures Regulatory Nod for Landmark Strategic Stake in RBL Bank

19 May 2026

• RBL Bank (formerly Ratnakar Bank) was established in 1943.
• Headquarters: Mumbai, Maharashtra.
• MD & CEO: R. Subramaniakumar.

RBI

RBI Integrates 30 Major Banks into UDGAM Portal for Unclaimed Deposit Recovery

18 May 2026

• UDGAM Full Form: Unclaimed Deposits – Gateway to Access Information
• DEA Fund: Depositor Education and Awareness Fund
• ReBIT: Reserve Bank Information Technology Pvt Ltd
• IFTAS: Indian Financial Technology and Allied Services

SEBI

SEBI Introduces Spending Caps for Depositories on Investor Protection Fund Yields

18 May 2026

• SEBI Headquarters: Mumbai, Maharashtra
• Current SEBI Chairperson: Madhabi Puri Buch
• NSDL: National Securities Depository Limited
• CDSL: Central Depository Services (India) Limited

SEBI

SEBI Proposes New Intraday Borrowing Framework for Mutual Fund Liquidity

16 May 2026

• SEBI Chairman: Madhabi Puri Buch
• SEBI Establishment: 1988 (Statutory status in 1992)
• AMC: Asset Management Company
• Headquarters: Mumbai

RBI

RBI Simplifies Outward Remittance Framework for Fintech-Bank Partnerships

16 May 2026

• FEMA: Foreign Exchange Management Act, 1999
• AD Category-I Banks: Banks authorized by RBI to deal in all current and capital account transactions
• RBI Governor: Shaktikanta Das
• RBI Headquarters: Mumbai

RBI

RBI Relaxes Capital Norms: Quarterly Profits Now Inclusion-Ready for CET1 Calculations

15 May 2026

• CRAR: Capital to Risk-weighted Assets Ratio
• CET1 Capital: The highest quality of bank capital, primarily consisting of common shares and retained earnings.
• Basel III: International regulatory framework for banks.

Banking Affairs

ADB Commits Over $5 Billion for India's Development in 2025

14 May 2026

• ADB was established in 1966.
• Headquarters: Manila, Philippines.

Banking Affairs

Moody's Slashes India's 2026 Growth Forecast to 6.0%

14 May 2026

• Moody's is a global credit rating agency headquartered in New York, USA.
• GDP: Gross Domestic Product.

Banking Affairs

Public Sector Banks Register Record Net Profit of ₹1.98 Lakh Crore in FY 2025-26

14 May 2026

• CRAR stands for Capital to Risk (Weighted) Assets Ratio.
• NPA stands for Non-Performing Asset.

UPI / NPCI

India Launches 'Unified Bharat e-charge' as UPI for EV Charging

14 May 2026

• BHEL was founded in 1956 and is headquartered in New Delhi.
• NPCI was established in 2008.

Banking Affairs

Public Sector Banks Report Record Net Profit of ₹1.98 Lakh Crore in FY26

14 May 2026

• Aggregate CRAR: 16.6%
• Net NPA Ratio (March 2026): 0.39%
• Gross NPA Ratio (March 2026): 1.93%

Insurance

India Launches $1.5 Billion Bharat Maritime Insurance Pool (BMIP)

14 May 2026

• GIC Re Headquarters: Mumbai
• GIC Re Chairman: Ramaswamy N.
• DFS Secretary: M. Nagaraju

Banking Affairs

RBI Revokes License of Mumbai-based Sarvodaya Co-operative Bank

14 May 2026

• DICGC Act Year: 1961
• DICGC Insurance Limit: ₹5 Lakh
• Banking Regulation Act Year: 1949

SEBI

SEBI Proposes 'GARUDA' Framework for Accelerated AIF Launches

14 May 2026

• SEBI Headquarters: Mumbai
• SEBI Establishment: 1988 (Statutory powers in 1992)
• SEBI Chairman: Tuhin Kanta Pandey

Insurance

Government Approves $1.4 Billion Bharat Maritime Insurance Pool (BMIP)

13 May 2026

• GIC Re Headquarters: Mumbai
• DFS Secretary: M. Nagaraju
• Department of Financial Services (DFS) is under the Ministry of Finance.

Capital Markets

EXIM Bank Plans $10.5 Billion Fundraise to Support Export-Import Growth in FY27

13 May 2026

• EXIM Bank Headquarters: Mumbai
• EXIM Bank Establishment: 1982

Digital Banking

I4C and RBI Innovation Hub Collaborate to Mitigate Cyber Frauds and Mule Accounts

13 May 2026

• RBIH Headquarters: Bengaluru, Karnataka
• RBIH Establishment: 2022
• I4C Establishment: January 2018
• I4C Parent Ministry: Ministry of Home Affairs (MHA)

Banking Affairs

Public Sector Banks Hit Record Profit Milestone of Rs 1.98 Lakh Crore in FY26

13 May 2026

• Cabinet Minister of Finance: Smt. Nirmala Sitharaman
• Top 3 Profitable PSBs (FY26): SBI, BoB, PNB
• Aggregate CRAR of PSBs: 16.6%
• Regulatory CRAR Requirement: 11.5%

SEBI

SEBI Standardizes Market Data Usage with New 30-Day Delay Framework

13 May 2026

• SEBI Establishment: 1988 (Executive), 1992 (Statutory)
• SEBI Headquarters: Mumbai, Maharashtra
• Current SEBI Chairman: Tuhin Kanta Pandey (As per source context)
• NISM: National Institute of Securities Markets

RBI

RBI Issues Master Direction on Currency Chest Incentives and Note Exchange Protocols

13 May 2026

• RBI Clean Note Policy Objective: To provide good quality currency to the public
• Currency Chest (CC): Authorized facilities in banks for storing and distributing notes/coins
• CyM-CC: Portal for reporting currency chest transactions
• Minimum Transaction Limit for CC: Rs 50,000

SEBI

SEBI Scraps Investor Risk Reduction Access Platform for Stock Brokers

12 May 2026

• SEBI Chairman: Tuhin Kanta Pandey
• SEBI Headquarters: Mumbai
• SEBI Statutory Status: 1992

RBI

RBI Slaps Monetary Penalties on YES Bank and Hinduja Housing Finance

11 May 2026

• KYC Identifier: A unique 14-digit number assigned by Central KYC Records Registry
• Penal Authority: Reserve Bank of India (RBI)
• RBI Governor: Shaktikanta Das (as per current records)
• Act for Housing Finance: National Housing Bank Act, 1987

Banking Affairs

ECLGS 5.0 Approved with ₹18,100 Crore Outlay to Support MSMEs and Airlines

11 May 2026

• ECLGS: Emergency Credit Line Guarantee Scheme
• NCGTC: National Credit Guarantee Trustee Company Limited (Provider of the guarantee)
• Validity: Till 31 March 2027
• Interest Rate Cap (Banks): 9%

Insurance

Milestone Achievement: India’s Three Flagship Jan Suraksha Schemes Complete 11 Years

11 May 2026

• PMJJBY: Pradhan Mantri Jeevan Jyoti Bima Yojana (Life Insurance)
• PMSBY: Pradhan Mantri Suraksha Bima Yojana (Accident Insurance)
• APY: Atal Pension Yojana (Pension Scheme)
• Launch Date: 9 May 2015
• Launch Location: Kolkata, West Bengal
• Regulator (APY): Pension Fund Regulatory and Development Authority (PFRDA)

Digital Banking

Razorpay and Sarvam AI Collaborate to Launch Voice-Based Digital Commerce

26 Mar 2026

• Razorpay HQ: Bengaluru
• Sarvam AI: Indian AI Startup focusing on Indic languages
• Indus App: Developed by Sarvam AI

RBI

RBI Finalizes MPC Meeting Schedule for FY 2026-27

25 Mar 2026

• Current Repo Rate: 5.25%
• MPC Quorum: Minimum 4 members
• RBI Act, 1934 Section 45ZB: Governs the constitution of the MPC

Banking Affairs

RBI and Sector Regulators Strengthen Unclaimed Financial Assets Framework

25 Mar 2026

• DEA Fund: Established under the Banking Laws (Amendment) Act, 2012
• UDGAM Portal Full Form: Unclaimed Deposits – Gateway to Access InforMation
• IRDAI Chairperson: Debasish Panda

SEBI

SEBI 213th Board Meeting: Major Reforms for AIFs, FPIs, and Social Impact Funds

25 Mar 2026

• SEBI Chairperson: Madhabi Puri Buch
• SEBI Headquarters: Mumbai
• Established: 1988 (Statutory status in 1992)

Banking Affairs

Government Modifies Mutual Credit Guarantee Scheme for MSMEs (MCGS-MSME)

24 Mar 2026

• NCGTC: National Credit Guarantee Trustee Company Limited
• Udyam Registration: Mandatory portal for MSME registration
• Minister of MSME: Jitan Ram Manjhi

RBI

Patna Hosts 622nd Central Board Assembly of Reserve Bank of India

24 Mar 2026

• RBI Governor: Shaktikanta Das
• RBI Headquarters: Mumbai
• Establishment: April 1, 1935
• Deputy Governors: T Rabi Sankar, Swaminathan J, M. Rajeshwar Rao, J. Swaminathan

RBI

RBI Approves 'Utkarsh 3.0' Strategy Framework and 2026-27 Budget in 622nd Board Meeting

23 Mar 2026

• RBI Governor: Sanjay Malhotra
• RBI Headquarters: Mumbai
• Established: 1 April 1935

Banking Affairs

Union Finance Ministry Unveils 'PRARAMBH 2026' for Comprehensive Income Tax Awareness

23 Mar 2026

• Union Finance Minister: Nirmala Sitharaman
• CBDT Chairman: Ravi Agrawal
• Principle of Campaign: Nagrik Devo Bhava

RBI

RBI Approves 'Utkarsh 3.0' Strategy and Imposes Penalty on HSBC

21 Mar 2026

• Governor of RBI: Shaktikanta Das
• RBI Established: April 1, 1935
• Utkarsh 1.0 Launch Year: 2019

SEBI

SEBI Proposes Simplified Nomination Norms for Demat and Mutual Fund Folios

20 Mar 2026

• SEBI Establishment: 12 April 1988 (Executive), 30 January 1992 (Statutory)
• SEBI Headquarters: Mumbai
• Current SEBI Chairman: Tuhin Kanta Pandey

RBI

RBI Wins 'Initiative of the Year' for Secure '.bank.in' Domain Rollout

20 Mar 2026

• IDRBT Location: Hyderabad (established by RBI)
• Central Banking Awards Organizer: Central Banking (London-based media platform)
• Governor of the Year 2026: Jerome Powell (US Fed Chair)

SEBI

Ministry of Finance Revamps Minimum Public Shareholding (MPS) Norms for IPOs

20 Mar 2026

• Union Finance Minister: Nirmala Sitharaman
• SEBI Chairman: Madhabi Puri Buch (though norms were revised by MoF/DEA)
• DEA (Department of Economic Affairs) Secretary: Ajay Seth

Capital Markets

Edelweiss AMC Debuts India’s First Hybrid Passive Index Fund

20 Mar 2026

• Edelweiss AMC CEO: Radhika Gupta
• Benchmark Index: Nifty LargeMidcap250 + 8-13 Yr G-Sec (70:30)
• Minimum Investment for this NFO: ₹100

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